What 35 years of data tells us about houses, units, and long‑term wealth Sydney property has a reputation for doing two things at once: building long‑term wealth and testing affordability. To move beyond headlines, this article looks at what has actually happened to Sydney property prices over the last 35 years, using inflation‑adjusted (“real”) dollars so we can make meaningful comparisons over time. The analysis focuses on Greater Sydney, split between freestanding houses a

A simple way to invest for a child’s future When parents, grandparents or loved ones want to invest for a child, the goal is usually simple: grow money over time in a tax‑effective, flexible and low‑maintenance way. One option that is often overlooked—but can be very effective—is a Child Investment Bond. This article explains what a Child Investment Bond is, how it works, its unique tax treatment, and the types of families it may suit. What Is a Child Investment Bond? A Child

A Smart Strategy for Building Wealth Debt recycling is a financial strategy designed to help homeowners accelerate wealth creation while maintaining their mortgage repayments. It involves converting non-deductible debt (such as your home loan) into tax-deductible investment debt, all while building an investment portfolio. How Does Debt Recycling Work? The concept is simple: You use available equity in your home to borrow funds for investment purposes. As you make regular rep

Retirement is not just a milestone—it’s a major financial transition. While many people seek advice when they first retire, the real...

Taking a Long View and Staying the Course The recent imposition of tariffs by President Trump has sent ripples through global investment...

In recent months, the emergence of Chinese AI startup DeepSeek has sent ripples through global financial markets. This article explores...

Investing can be a powerful tool for building wealth and securing your financial future. However, becoming a successful investor requires...

As the new financial year begins, here are some tips and updates to help you manage your money and taxes. Stage 3 Tax Cuts: What is...

How could the proposals impact you and your finances? 14 May 2024 The 2024 Federal Budget provides cost of living relief through 1 July...